American Capital School & Municipal Leasing Programs

American Capital is a member of the Association of School Business Officials (ASBO) and routinely presents at ASBO sponsored seminars. Recent topics presented to school administrators include "Leasing Solutions to Lower Technology Costs, " "Advantages of Leasing as a Financing Option for Schools, " and "Alternative Leasing Structures." Our expertise in this field is noted by dozens of Administrators, Superintendents, Business Managers, and Directors of Information Technology.

Hundreds of Villages, Police and Fire Departments, Cities, Public School Districts, Private Schools and Colleges have relied upon us to make the lease process simple. Our familiarity with board approval processes, opinion of counsel letters, tax exempt structures and non appropriations language gives you the added assurance that you are partnered with a leasing expert.

Today, many entities are turning to unique structures to make the lowest impact on their budget. Our customized programs offer:

  • Interest rates below 0%.
  • Protection against obsolescence.
  • Option to make end of lease equipment available to the community.
  • Fixed budget payments.

Technology Refresh Lease

One of the most significant problems affecting Municipalities and Schools today is that equipment is kept too long. Obsolete equipment wreaks havoc on sophisticated networks, which often leads to frustration.

A Technology Refresh Lease calls for a fixed replacement cycle. At the end of the cycle, old equipment is disposed of.  Out-of-warranty costs can be eliminated. Software compatibility problems are eliminated. The technology staff can work on improving the usage of technology versus simply being a break/fix department. These are all leading reasons for organizations to switch to a Technology Refresh Lease.

With a Technology Refresh Lease, you retain the flexibility of purchasing the equipment at the end of the term. You can also make the end-of-lease equipment available to staff, students and parents for purchase. We manage off-lease computer sales that are extremely popular. Desktops, Laptops and Monitors can be acquired for nominal amounts. This makes technology affordable to everyone.

$1 Buyout/Municipal Lease

A $1 Buyout/Municipal Lease is ideal for organizations who keep their equipment for a longer period of time. These programs provide fixed ownership at the end of the lease and virtually any type of equipment can be put under this type of lease. The $1 Buyout/Municipal Lease provides Schools and Municipalities with the ability to acquire their much needed equipment today, while spreading out the cost over multiple fiscal years. So you are truly paying for the equipment, as you use it, rather than up-front. This makes budgeting and fiscal planning easier for Administration.

With a $1 Buyout/Municipal Lease, you also have the ability to utilize our Re-marketing channels, should you change your mind about the equipment's usage at the end of the lease. In many cases, we have assisted Schools and Municipalities in capturing end-of-life revenue from non-useful equipment. Please contact us directly to learn more about this program.

Recent Leasing Activity

Amount: $26,000

Equipment: Embroidery machine
Lease Structure: 36 months, $1 Buyout

Amount: $510,000

Equipment: Fire truck
Lease Structure: 60 months, Municipal/$1 Buyout

Amount: $4,000

Equipment: Computer hardware & software
Lease Structure: 36 months, Tech Refresh

Amount: $58,000

Equipment: Security system
Lease Structure: 48 months, $1 Buyout

Amount: $150,000

Equipment: Laptops
Lease Structure: 48 months, Tech Refresh

Amount: $47,000

Equipment: Fitness equipment
Lease Structure: 60 months, Municipal/$1 Buyout

Amount: $8,700

Equipment: Phone system
Lease Structure: 36 months, FMV

Amount: $3.3 million

Equipment: Computer network equipment
Lease Structure: 60 months, Municipal/$1 Buyout

Amount: $25,000

Equipment: Copiers
Lease Structure: 36 months, FMV

Amount: $10,000

Equipment: Laundromat dryers
Lease Structure: 36 months, $1 Buyout

Amount: $300,000

Equipment: Shelving and racking
Lease Structure: 60 months, $1 Buyout

Amount: $13,000

Equipment: Restaurant equipment
Lease Structure: 36 months, $1 Buyout

Amount: $25,000

Equipment: Software
Lease Structure: 48 months, $1 Buyout

Amount: $30,000

Equipment: Medical equipment
Lease Structure: 36 months, $1 Buyout

Amount: $700,000

Equipment: Office furniture
Lease Structure: 48 months, $1 Buyout

Amount: $179,000

Equipment: School buses
Lease Structure: 60 months, Municipal/$1 Buyout

Amount $200,000

Equipment: Desktops
Lease Structure: 36 months, Tech Refresh