Benefits of Leasing

Whether your business is growing rapidly and you are looking for a way to conserve capital or your goals are to establish a fixed equipment replacement program, American Capital has the right solution for you. More than 80% of companies nationwide use leasing for a variety of reasons. Here is why:

  • Conservation of Capital
    Your money is not tied up in equipment, leaving funds available for items such as inventory, advertising, marketing and personnel.
  • Obsolescence Protection
    Leasing helps protect your organization from obsolete equipment and the costs associated with properly disposing of outdated equipment. You can match the lease term with the expected useful life of rapidly evolving technology assets.
  • 100% Cost Coverage
    You can include "soft" costs such as installation, freight, consulting and software in the lease. Banks typically want 20-40% down.
  • Tax Savings
    Certain lease structures are 100% tax deductible. The full cost of leasing can often be treated as an expense item for income tax purposes and may result in a larger tax deduction. This can mean substantial tax savings.
  • Convenience
    Most transactions up to $75,000 can be turned around in a day without financial disclosure and larger transactions are treated with high priority and efficiency.

Why Lease with American Capital?

American Capital is dedicated to making your equipment acquisition simple and affordable. You will work with one dedicated professional and avoid the headaches of being transferred around a call center. That is precisely why thousands of clients enjoy doing business with us.

We pride ourselves on delivering personable yet professional service from the initiation of the lease application through the end of the useful life of the equipment. Your relationship will not be handled by the latest new hire in a training program. A seasoned leasing expert will oversee your relationship to ensure the details are handled efficiently.

Over the years, we have developed an expertise in 4 target markets.


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